How to Spot Roof Damage After a Storm

When a storm hits, your roof takes the brunt of the blow. Rain pounds. Wind tosses debris. Hail hammers away. But when the skies clear, the real question is—what’s left behind up there?

You may not spot every issue from the driveway. That’s why knowing the warning signs of roof damage matters. STL Roofing has helped families and businesses recover from all kinds of weather, and we’re here to guide you through what to look for—safely.

Common Signs of Storm Damage 🏚️

Storm damage isn’t always obvious. Some problems scream for attention, while others whisper. Here’s what to keep an eye out for:

• Missing Shingles or Tiles: Like teeth knocked out of a grin. Spaces where your roof looks bare or uneven.
• Dented or Bruised Shingles: Hail can leave dark, soft spots—like apples after a fall.
• Cracked, Curled, or Lifted Shingles: Edges that peel up or break, letting water sneak underneath.
• Granule Loss: Shingle bits in gutters or at the base of downspouts, like sand after a beach day.
• Damaged Flashing: Metal strips around chimneys, vents, or skylights that look bent, loose, or rusted.
• Leaks or Water Stains: Brown marks on ceilings or walls. Sometimes it’s a slow drip, other times a sudden puddle.
• Loose or Broken Gutters and Downspouts: Sagging, pulling away, or blocked by debris.
• Debris on the Roof: Branches, leaves, or objects can hide punctures or tears.
• Visible Daylight in Attic: Sunbeams shining where they shouldn’t.

What to Look for on Shingle, Tile, and Metal Roofs

Every roof type wears its battle scars differently. Here’s your post-storm checklist:

Shingle Roofs

• Look for: Missing, creased, or curled shingles. Bare spots where asphalt granules washed away.
• Check for: Soft spots—a sign the shingle’s lost its backbone.

Tile Roofs

• Look for: Cracked, chipped, or displaced tiles. Sometimes they slide out of place like dominoes.
• Check for: Broken edges and debris caught between tiles.

Metal Roofs

• Look for: Dents, especially from hail. Seams that gap. Fasteners that pop out.
• Check for: Scratches or exposed metal that could rust.

Flat Roofs

• Look for: Pools of standing water. Bubbles or blisters in the membrane.
• Check for: Rips, tears, or areas that look “spongy” underfoot.

Safety First: Quick Inspection Checklist

Before you step outside—or grab a ladder—take a deep breath and remember: safety comes first.

• Stay on the ground. Use binoculars if you have them.
• Never climb a wet or damaged roof. Slippery surfaces can be deadly.
• Wear closed-toe shoes and gloves. Protect yourself from sharp debris.
• Check for downed power lines or hanging branches. If you see them, keep away.
• Inspect the attic before the roof. Look for drips or daylight.
• If you must use a ladder, make sure it’s stable and someone’s nearby to spot you.

For more tips, the National Roofing Contractors Association (NRCA) offers guidelines on how to safely inspect your roof after storms.

When to Call a Pro

Some roof damage is like a wolf in sheep’s clothing—quiet, but dangerous. Here’s when to pick up the phone for emergency roofing:

• Water is leaking inside your home or office.
• There are missing shingles, tiles, or flashing.
• You see large debris that could have punched holes in the roof.
• Gutters or downspouts are hanging loose or torn off.
• Skylights, vents, or chimneys look damaged or shifted.
• You feel unsafe doing any inspection.

You don’t have to sort it all out alone. STL Roofing crews are ready to respond any time, day or night.

What the Pros Do on Arrival

When STL Roofing arrives, here’s what you can expect:

• Thorough visual inspection—on the roof and in the attic.
• Photos of all damage—clear, date-stamped records for your insurance claim.
• Temporary patching—tarps or sealant to stop further leaks.
• Assessment of gutters, downspouts, and flashing.
• Written summary of findings—including recommendations for emergency roofing repair or replacement.
• Help prepping for insurance claims—from documentation to answering adjuster questions.

Preparing for Insurance Claims

Storm damage can be stressful, but documenting everything helps. Here’s how to make the process smoother:

• Take clear photos of all visible damage—inside and out.
• Save repair receipts and written estimates.
• Don’t throw away damaged materials until your insurance adjuster has seen them.
• Contact your insurance company as soon as possible.
• Make only temporary repairs until your claim is processed—just enough to prevent further harm.

If you’re unsure what to document, our team can walk you through it.

DIY vs. Call a Pro

It’s tempting to fix things yourself, but not all roof repairs are a safe weekend project.

• DIY: Clearing branches, checking the attic, or cleaning out gutters—if you can do so from the ground.
• Call a Pro: Anything involving ladders, heights, or significant roof repairs. Hidden damage can lead to leaks, mold, or structural issues down the road.

A leaky roof isn’t like a leaky faucet. Water can spread fast, causing unseen trouble.

Prevention & Maintenance

Storms aren’t going anywhere, but you can help your roof stand strong:

• Schedule regular inspections, especially before and after storm season.
• Trim back overhanging branches—less fuel for the wind.
• Keep gutters and downspouts clear to prevent water backup.
• Look for loose or missing shingles after high winds.
• Ask about sealants and coatings for an extra layer of protection.

The Federal Emergency Management Agency (FEMA) recommends annual roof inspections and prompt repairs to extend your roof’s life.

Costs & Time Factors

No two storm repairs are the same. Costs and timelines depend on:

• Type and extent of damage: Missing shingles cost less than structural repairs.
• Roof material: Tile, metal, and specialty coatings may require special skills or parts.
• Accessibility: Steep, high, or complex roofs take longer.
• Weather: More storms can delay repairs.

Simple repairs might be done in a day; major restoration could take weeks. STL Roofing always provides clear timelines and updates so you know what to expect.

When It’s an Emergency

Sometimes you can’t wait. Call for emergency roofing if:

• Water is actively pouring in.
• Roof sections are missing or caved in.
• There’s a risk of electrical hazards or exposed wiring.
• Mold or mildew appears within hours of a storm.

If it feels urgent, it probably is. Don’t risk bigger problems by waiting.

Frequently Asked Questions

How soon should I check my roof after a storm?

As soon as it’s safe—usually after winds die down and debris settles. Quick checks can catch small problems before they grow.

Will my insurance cover storm damage?

Most homeowner and commercial policies cover sudden, accidental storm damage. Check your policy or call your agent for details.

Can I stay in my house if the roof is leaking?

Small drips might seem manageable, but leaks can spread fast. Move valuables away and call for repairs as soon as possible.

How do I know if my roof needs replacement or repair?

Our team provides a full assessment and honest recommendations—sometimes a patch is enough, sometimes it’s time for a new roof.

Local & Seasonal Considerations

Storms come in all shapes and sizes: wind, hail, heavy rain—even ice. In some regions, tornadoes or hurricanes bring unique risks.

• Spring and summer: Hail and wind are common culprits.
• Fall: Leaves clog gutters, causing water backup.
• Winter: Ice dams and freezing rain can crack shingles and flashing.

STL Roofing adapts to every season, using materials and methods proven to withstand local weather patterns.

Don’t wait for the next cloudburst. If your roof’s been through a storm—or you just want peace of mind—reach out today.

Call STL Roofing now — or reach us anytime at  888-887-3097 .